Home Loans

Helping you build or buy your next home...

Thinking of Buying Your First Home?

Residential (1-to-4 Family) Real Estate Financing


At Sterling Bank, we strive to find you the best financial solutions. Our Real Estate Loan options include fixed rate loans, balloon loans, jumbo loans and more. Looking to build or purchase a new home or other residential property? Let us help. Our team of knowledgeable loan officers will assist you through every step of the process.

Not sure what kind of loan you need or what will work best for your situation? We’re happy to help you figure out the right path. Here are a few options to consider.

We offer long-term, fixed-rate financing (Secondary Market loans) for 1-to-4 family residential properties. Eligible properties include primary residence, secondary residence or investment properties which house up to four families.

Non-Conventional Real Estate Loans, are loans which do not fit the secondary market standards or loans that require a more creative structure. Sterling Bank offers in-house financing for these non-conventional loans.

We also offer Home Equity Lines of Credit (HELOC). Equity is the difference between the value of your home and the amount you have borrowed against it. Use the equity in your home for whatever you want. HELOCs are a flexible source for financing home improvements, education, a new vehicle or whatever need you might have.


These days, there are lots of refinancing options out there. How do you know which one is right for you? Ask us how you can save money on your existing mortgage!

To find out more about current rates and opportunities contact one of our loan officers today!

Important Information for Borrowers

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Downpayment Plus Program